Endowus does not charge any fees for making deposits into your Endowus account, however you may incur bank charges for non-HKD or non-CNY transfers. We suggest checking with your bank first to ensure the full intended transfer amount is received at Endowus.
You may refer to this page for the instructions to deposit money into your Endowus account. Please note that rejected deposits will incur a rejection fee of HKD 250 and may take up to 2 months of processing time for the funds to be returned to the remitter’s bank account.
Reasons for rejected transfers could include transfers being made from a non-linked bank account that is not on Endowus’ records or third-party account that does not match with the client's name.
There are no fees for HKD or CNY withdrawals from your Endowus account to local banks made via FPS or local bank transfer. For withdrawals to an overseas bank account, you will incur overseas remittance charges of HKD 40 plus cable/agent charges. For USD or EUR withdrawals, local or overseas, there will be a remittance fee of HKD 40 plus any creditor bank charges.
Please note that the minimum withdrawal amount is HK$1 / US$30.