What is the asset allocation of each IncomeUp model portfolio? (HK)

IncomeUp Steady - stable payouts with potential capital preservation: 

The Steady portfolio invests in 100% fixed income mostly in higher quality and broadly diversified fixed income products. It is designed to provide stable, long term expected payouts of 5~6% p.a and potential capital preservation. It is suitable for those nearing or in retirement or those that require a regular and stable passive income stream from their pot of savings.

IncomeUp Plus - sustained, higher cash inflow: 

The Plus portfolio invests in 100% fixed income with a skew towards higher risk and higher yielding fixed income products to increase the current expected payouts to 6.5~7.5% p.a. It is suitable for individuals who can stomach a slightly higher risk threshold, such as working adults who have high monthly spending needs for their children and parents. 

IncomeUp Growth - laying a foundation for the future:

The Growth portfolio invests in 60% fixed income and 40% equity, and has a current expected payout of 4-5% p.a. . It has exposure to mostly higher quality and broadly diversified fixed income funds, and a mix of dividend paying and accumulating equity funds to grow the invested capital over the long term.It is suitable for the younger generation in their late 20s and 30s, who would like some regular income that can contribute to their monthly spending habits, but also grow their pot of savings and wealth over time so they can achieve a higher amount of future payouts.

Disclaimer: Current payout targets are not guaranteed and are estimates only.

Articles in this section